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For New Annuity Business, please fill out the ANNUITY INFO SHEET.
For Rollovers, please fill out the ROLL OVER INFO SHEET.
For New Life Insurance Business, please fill out the LIFE INSURANCE INFO SHEET.
To check the company payout percentage, please refer to: COMPANY PRODUCT GUIDE
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Book time with our expert team—your guide to your applications, licensing, and crm.

Hi! I’m Chezka, your go-to expert for licensing and contracting. I help you navigate pre-licensing, CE requirements, contracting, and carrier appointments—handling the details so nothing slows you down.

Hi! I’m Charnel, your go-to concierge and front office support—here to make your experience smooth from the very first interaction. I’m your first point of contact for inquiries, client guidance, and keeping everything running seamlessly behind the scenes.

My goal is to make sure our operations run seamlessly, our team stays informed, and every application and process is handled with accuracy and care—so you can focus on helping more families and growing your business.

Hi! I’m Marky, your CRM & Marketing Specialist—keeping everything organized, connected, and running smoothly behind the scenes. From managing client data and streamlining communications to creating marketing materials and supporting outreach.
Stay at the top of your game by watching replays from all Encore divisions. Catch up on our most impactful sessions, anytime, anywhere.

Empower your clients to protect their income, build legacy and give back — with Foresters as the partner that delivers more than just a death benefit.
What makes Foresters Financial
different?
Foresters Financial:
We exist to give back